Services
Fee-Based Financial Planning
When you want a financial plan built with your goals and interests put above all else, it’s a good time to engage one of our fee-based financial advisors.

Fee-Based Financial Planning
When you want a financial plan built with your goals and interests put above all else, it’s a good time to engage one of our fee-based financial advisors.
We’ll be transparent about what our planning services will, and will not include, so you’ll know exactly what you’re getting upfront. And when it comes to the cost of our services, we’ll let you know upfront about that, too.
Under this fee structure, your advisor will act as a fiduciary, so they have a legal and moral responsibility to place your interests first. They’ll work with you to understand your unique circumstances and provide expert guidance in the creation of your personalized financial plan.
If it makes sense for you, your advisor’s role can go beyond planning to help you find the best insurance products, brokerage, advisory and/or private client platform solutions to put your plan into action.
Making smart decisions about your wealth, whether you want to grow it, protect it or both, starts with a broader perspective and sound thinking. Here’s our unique way of thinking when it comes to helping you make important financial decisions.
Reach your new level of financial confidence
We approach financial planning differently. Not only can we help you grow your money, but also help protect everything you’ve worked so hard for—so your finances can take you further.

The planning process consists of four quadrants or phases, each one representing one planning cycle: Discovery, Creative Solutions, Strategy Deployment, and Results Management.
- Protection strategies
- Wealth accumulation
- Managing tax strategies
- Optimizing retirement
- Leaving a legacy
- Charitable planning
Wealth Management
A personalized wealth management strategy is necessary to sustain and grow your long-term wealth, meet your financial goals and align your comfort with market risks along the way

Wealth Management
Our wealth management services go above and beyond what you might expect from a financial services provider. Northwestern Mutual Wealth Management Company offers:
Investment advisory services, designed to:
- Provide high-quality investment services and products.
- Build and monitor diversified portfolios.
- Develop objective, personalized plans.
- Focus on long-term results.
Trust services and partnerships, designed to:
- Provide continuity of stewardship that can last multiple generations.
- Preserve family harmony when carrying out your intentions.
- Carry out detailed record-keeping and accounting.
- Calculate taxes and file returns.
Northwestern Mutual Wealth Management Company serves as trustee on Irrevocable Life Insurance Trusts. In addition, through our Trust Alliance Program, we partner with nationally-recognized trust administration firms that offer a broad range of services to revocable trusts, charitable trusts, endowments and foundations.
Online access to your account, so you can review:
- Comprehensive monthly statements.
- Performance reporting.
- Account access on a secure website.
- Current account balances on your investment holdings.
- Detailed transaction records on all accounts.
Risk Management Solutions
When your financial plan has wealth protection and risk management built in, you and your loved ones can worry less and live more.

Risk Management Solutions
When your financial plan has wealth protection and risk management built in, you and your loved ones can worry less and live more.
When you work with us, we start with you, your family, and your priorities. You’ll have access to a range of financial options designed to reinforce each other so your financial plan can work its hardest to help you reach the goals you have for right now, and later on.
Together, we'll develop strategies that:
Give you more financial flexibility throughout your life
Our life insurance can be designed to fit whatever you need. It could provide protection, a cash accumulation, or help you leave a legacy. We have access to high-quality life insurance products, including permanent, term, combination, and variable policies.
Keep your goals on track if you’re unable to work
Your ability to earn a living is likely the most important financial asset you have. With disability income planning you can help protect your earning power and keep your goals on track if an unexpected injury or illness prevents you from working. Depending on the type of job or career you have (or business you own), we have options.
Get the right long-term care for you and your loved ones
Having a long-term care plan in place can give you (or a loved one) choice and control over where and how to receive care should it be needed. Plus, a plan will let your loved ones know your wishes and lessen the burden of the physical and emotional strains that can come with the need for long-term care.
Someday, you or a loved one could need ongoing help with day-to-day tasks like bathing, eating, or getting dressed. The cost of care is often underestimated and may not be covered by health insurance or Medicare. Long-term care planning can help you manage the assets that you’ve worked so hard for, so your family can focus on offering love and support.
Estate Planning
Having a plan for your estate—your home, your wealth, your possessions—means you can leave the legacy you want, whether that’s to help your family, a charitable cause, or an institution.

Estate Planning
Having a plan for your estate—your home, your wealth, your possessions—means you can leave the legacy you want, whether that’s to help your family, a charitable cause, or an institution.
Many people associate estate planning with having a will. While the transfer of your assets is an important part of estate planning, a will is just one aspect of a broader plan designed to make sure your wishes are known, honored, and carried out as efficiently as possible when you're no longer able to articulate them. We work with a team of estate planning experts to help you develop an estate strategy that can help:
- Reduce or eliminate gift, estate, and inheritance taxes for your heirs
- Protect your estate from mismanagement or from claims of creditors or ex-spouses
- Leave the legacy you want, such as paying for your grandchildren’s education or giving to your favorite charitable causes
In addition to the expertise our team can offer, you'll want to work with an estate planning attorney to establish:
- Healthcare directives (also known as living wills) that specify the extent to which you want health care professionals to treat you if you become ill or incapacitated
- Powers of attorney that grant people you trust the legal authority to act on your behalf in case of sudden accident or illness
- A healthcare power of attorney enables your agent to make healthcare decisions on your behalf
- A financial power of attorney allows your agent to do things like pay bills, access accounts, and possibly make gifts
- A will or possibly a living trust to make sure your assets are transferred according to your wishes or even name a legal guardian for children under the age of 18
- The Northwestern Mutual Wealth Management Company (NMWMC) can serve as trustee of Irrevocable Life Insurance Trusts. In addition, through the Trust Alliance Program, NMWMC can partner with nationally-recognized trust administration firms that offer a broad range of services such as revocable trusts, charitable trusts, endowments, and foundations.
Executive Benefits Planning
As a business owner, it’s essential to reward your key employees and executives.

Executive Benefits Planning
Planning for executives and key employees
As a business owner, it’s essential to reward your key employees and executives. The right benefits can make a big difference in attracting key executives who will contribute to your company's growth and profitability, and incentivize them to stay for the long run.
Our team will help you design and implement cost-efficient executive benefit packages that can provide additional compensation to select employees which can include:
- A supplemental executive retirement plan that allows you to pay additional income to yourself or key employees in the future, typically in retirement
- An executive deferred compensation plan that allows you or your key employees to forgo receipt of a portion of current income until later, typically in retirement
- Bonus plans that provide you or your key employees with additional income that can be used to purchase insurance, annuities, or investment products
Each of these flexible plans has a variety of tax benefits and tax efficiencies that we can design around the planning goals of your business and participants in non-qualified executive benefit plans. They can also be structured to only benefit certain key executives or in varying degrees for different classes of key executives.
Employee Benefits Planning
Give your business a competitive edge with a strong benefits package. Our team will work with you to design a competitive suite of benefits that will help attract and retain top talent.

Employee Benefits Planning
Give your business a competitive edge with a strong benefits package. Our team will work with you to design a competitive suite of benefits that will help attract and retain top talent.
Employee benefits are an important part of the growth of your business. With the right planning, you can compete for, and win, the talent you need to contribute to the success of your business.
Our team can help you design a quality, affordable benefit package that would be available to all employees and can include options such as:
- Group health insurance*
- Group life insurance
- Group disability income planning
- Group dental insurance*
- Group vision insurance*
- Group long-term care planning
- Flexible spending accounts
- Qualified retirement plans such as SEP IRA or 401(k) plans
* Group health insurance benefits, group dental insurance, and group vision insurance are offered through an independently owned and operated company which offers access to comprehensive employee benefit services and is not affiliated with, nor a subsidiary of The Northwestern Mutual Life Insurance Company.